afb77 Terms & Conditions

1 Acceptance of Terms

These Terms & Conditions ("Terms") constitute a legally binding agreement between you ("the User", "you", "your") and afb77 ("the Platform", "we", "us", "our") governing all access to and use of the afb77 website, mobile interface, game library, sports betting section, payment services, and any promotional programs (collectively, the "Services").

By completing the account registration process, by logging into an existing afb77 account, or by placing a bet or wager on any game or event available through afb77, you are confirming your unconditional acceptance of these Terms. These Terms apply in addition to any game-specific rules, bonus offer terms, and privacy policy that may be published separately on the afb77 platform.

afb77 reserves the right to amend, update, or replace these Terms at any time. Where a material change is made, we will display a prominent notice on the platform for a minimum of 14 days before the updated Terms take effect. Your continued use of the platform after the effective date of any updated Terms constitutes acceptance of those changes. It is your responsibility to review these Terms regularly to ensure you remain aware of any modifications.

If you are using the afb77 platform on behalf of another individual, you represent and warrant that you are fully authorised to bind that individual to these Terms, and that both you and the individual on whose behalf you are acting satisfy all eligibility criteria set out herein.

2 Eligibility & Age Restriction

To be eligible to register and maintain an active account on afb77, you must satisfy all of the following conditions at the time of registration and on an ongoing basis throughout your use of the platform:

• You are at least 18 years of age.
• You are accessing the platform voluntarily and for your own personal, non-commercial use.
• You are not currently subject to a self-exclusion order, whether imposed by afb77 or through any responsible gaming programme.
• You have not previously had an afb77 account closed or suspended due to a breach of these Terms.
• You are not acting as an agent, proxy, or representative for any third party for the purpose of placing bets or wagers.
• You are aware of and accept the risk that gambling involves the possibility of financial loss.

afb77 actively enforces its age verification policy. During the account verification process, you will be required to submit government-issued identification documents confirming your date of birth. Acceptable documents include a National ID card (NID), passport, or birth certificate issued by a recognised Bangladeshi authority. afb77 reserves the right to suspend account access and withhold pending withdrawals until age verification is satisfactorily completed.

Where afb77 has reasonable grounds to suspect that an account is being operated by a person under the age of 18, we will immediately freeze the account and commence an investigation. Any deposits made to an account subsequently found to be held by a minor will be returned to the payment source where technically possible, and no winnings will be paid out.

3 Account Registration & Verification

To access the full range of afb77 services — including depositing funds, placing bets, claiming bonuses, and processing withdrawals — you must complete the account registration process. Registration requires you to provide accurate, current, and complete information, including your full legal name, date of birth, email address, and mobile phone number associated with your bKash, Nagad, or Rocket account where applicable.

You agree that all information submitted during registration is truthful and accurate, and that you will promptly update your account details if any information changes. afb77 is not responsible for any loss or inconvenience arising from inaccurate account information provided by the user.

Know Your Customer (KYC) Requirements

As part of our commitment to safe and secure gaming, afb77 operates a Know Your Customer (KYC) verification programme. You may be required to submit the following documents at any point during your use of the platform, and particularly before your first withdrawal is processed:

• Proof of Identity: National ID card (NID), valid passport, or driving licence.
• Proof of Age: Any government-issued document clearly displaying your date of birth.
• Proof of Payment Method: Screenshot or confirmation from your bKash, Nagad, Rocket, or Upay account confirming ownership.
• Proof of Address: A recent utility bill, bank statement, or official correspondence displaying your registered address in Bangladesh.

afb77 reserves the right to request additional documentation at any time if deemed necessary for compliance or fraud prevention purposes. Failure to provide requested documentation within 14 days of the request may result in account suspension and withholding of pending withdrawals until the matter is resolved.

Account Security

You are solely responsible for maintaining the confidentiality of your afb77 login credentials, including your username and password. You must not share your login details with any other person. afb77 will never ask you for your password via email, live chat, or any other communication channel. If you suspect that your account has been accessed without your authorisation, you must contact afb77 support immediately via live chat so that your account can be secured without delay.

4 Deposits, Withdrawals & Payment Rules

afb77 supports deposits and withdrawals denominated exclusively in Bangladeshi Taka (BDT). All account balances, wagers, winnings, and bonus amounts are displayed and processed in BDT. afb77 does not accept deposits in foreign currencies, and no currency conversion service is provided by the platform.

Accepted Payment Methods

The following payment methods are currently accepted for deposits and withdrawals on the afb77 platform:

• bKash (Mobile Financial Service)
• Nagad (Mobile Financial Service)
• Rocket — Dutch-Bangla Bank Mobile Banking
• Upay
• Visa and Mastercard (international debit/credit cards)
• Bank Transfer (select Bangladeshi banks including Dutch-Bangla Bank, BRAC Bank, City Bank, Islami Bank, and Sonali Bank)

Deposit Rules

The minimum deposit amount is ৳200. There is no maximum deposit limit for standard verified accounts, though afb77 reserves the right to apply deposit caps in specific circumstances related to responsible gaming or fraud prevention. Deposits via bKash, Nagad, Rocket, and Upay are credited to your afb77 balance within seconds of the transaction being confirmed on the mobile financial service's network. Bank transfer deposits may take up to one business day to clear, depending on your bank's internal processing schedule.

Funds deposited into your afb77 account must be used for the purpose of placing bets and wagers on the games and events available on the platform. afb77 is not a banking or financial services institution, and your afb77 balance does not accrue interest.

Withdrawal Rules

Withdrawals to bKash and Nagad wallets are typically processed within 30 to 60 minutes for fully verified accounts during standard operating hours. Bank transfer withdrawals follow standard interbank processing timelines. The minimum withdrawal amount is ৳500. afb77 does not charge fees on withdrawals processed to Bangladeshi mobile financial service accounts; however, your payment provider may apply their own standard transaction fees, which are outside afb77's control.

Before your first withdrawal can be processed, your account must have passed full KYC verification as described in Section 3. afb77 reserves the right to perform enhanced due diligence on large withdrawal requests, which may extend processing times. All withdrawal requests are subject to standard anti-money laundering checks.

5 Bonus & Promotional Terms

afb77 offers a range of promotional bonuses to eligible registered players, including welcome bonuses, reload bonuses, free bet credits, and seasonal promotions tied to events such as Eid, Pohela Boishakh, BPL season, and ICC tournaments. All bonuses are denominated in BDT and are subject to the specific terms attached to each individual offer, in addition to the general bonus rules set out in this section.

Wagering Requirements

All bonus funds awarded by afb77 are subject to wagering requirements before they can be converted to withdrawable cash. The applicable wagering multiplier will be stated clearly in the individual bonus offer details at the time the bonus is claimed. Wagering requirements must be completed within the validity period stated in the offer. Any bonus funds remaining at the expiry of the validity period will be forfeited.

General Bonus Rules

• Only one welcome bonus is available per eligible player, per household, and per device.
• Bonus funds may only be used to place bets on games and markets that qualify for wagering contribution under the specific offer terms.
• afb77 reserves the right to withdraw, modify, or cancel any promotional offer at any time, subject to reasonable notice where practicable.
• Players who are found to be abusing the bonus system — including through the use of multiple accounts, structured bet patterns designed to exploit bonus terms, or any form of bonus arbitrage — will have their bonuses voided and may have their accounts permanently closed.
• Bonuses cannot be transferred between afb77 accounts and have no cash equivalent outside the platform.
• In the event of a dispute regarding the interpretation of a bonus offer's terms, afb77's decision is final.

6 Game Rules & Fair Play

All games available on the afb77 platform — including slots, live dealer casino games, table games, card games such as Teen Patti 20-20 and Mahjong Ways 2, and crash games — are provided by third-party game studios including Pragmatic Play, Evolution Gaming, NetEnt, Microgaming, Spribe, and Ezugi. Each game is governed by its own individual game rules, which are accessible within the game interface. By placing a bet on any game, you confirm that you have read and understood the relevant game rules.

Random Number Generation

All afb77 casino games utilise certified random number generators (RNG) supplied and maintained by the respective game studios. afb77 does not intervene in, modify, or influence game outcomes in any way. RTP (Return to Player) percentages are determined by the game studios and apply equally to all players on the platform. afb77 makes no representation regarding the outcome of any individual game session.

Sports Betting Rules

For cricket and other sports betting markets, bets are settled based on official results as published by the relevant governing body (e.g., the Bangladesh Cricket Board for BPL fixtures, or the ICC for international T20 and ODI matches). In the event of a match being abandoned, postponed, or declared void, afb77's sports betting rules — as published in the Sports Betting section of the platform — will determine settlement. afb77 reserves the right to void bets in circumstances where an obvious pricing error has occurred.

Technical Malfunctions

In the event of a technical malfunction during a game session — including but not limited to server disconnections, software errors, or network failures — afb77 will make reasonable efforts to restore the session to its last valid state. Where restoration is not possible, the bet staked during the interrupted session will be returned to the player's account balance. afb77 is not liable for any alleged loss of winnings arising from a genuine technical malfunction.

7 User Obligations & Prohibited Conduct

By using the afb77 platform, you agree to conduct yourself in accordance with these Terms and in a manner that is lawful, fair, and respectful of other users and the platform's integrity. You are solely responsible for all activity that occurs under your afb77 account.

You Agree That You Will NOT:

• Register more than one afb77 account at any time, whether under your own identity or under a false or third-party identity.
• Provide false, misleading, or fraudulent information during registration, verification, or at any other point of interaction with afb77.
• Use any automated software, bot, script, or artificial intelligence tool to interact with the platform in a way that circumvents normal gameplay or gains an unfair advantage.
• Engage in any form of collusion, match-fixing, or coordinated betting activity intended to manipulate game or sports betting outcomes.
• Attempt to exploit technical vulnerabilities, glitches, or software errors in the platform for financial gain.
• Use funds of unlawful origin to deposit into your afb77 account. afb77 maintains a zero-tolerance policy on money laundering and will report suspicious activity to the appropriate authorities.
• Harass, threaten, or abuse afb77 customer support staff or other platform users in any communication channel.
• Attempt to access another user's afb77 account without their explicit authorisation.
• Circumvent any responsible gaming tool, age restriction measure, or account suspension applied by afb77.

Any breach of the obligations set out in this section may result in immediate account suspension, permanent closure, forfeiture of balance and bonuses, and — where appropriate — referral to law enforcement authorities. afb77's determination of whether a breach has occurred is final, subject to the dispute resolution process outlined in the platform's support documentation.

8 Account Closure & Suspension

afb77 reserves the right to suspend, restrict, or permanently close any user account at its sole discretion, with or without prior notice, in any of the following circumstances:

• Breach of any provision of these Terms & Conditions.
• Failure to pass or comply with KYC verification requirements within the specified timeframe.
• Reasonable suspicion of fraudulent activity, money laundering, or use of the platform for any unlawful purpose.
• Discovery that an account is held by a person under the age of 18.
• A court order, regulatory directive, or request from a law enforcement body requiring account action.
• Extended account inactivity — accounts with no login activity for a period of 12 consecutive months may be classified as dormant and subject to an inactivity fee as set out in the platform's fee schedule.

Voluntary Account Closure

You may close your afb77 account at any time by contacting the customer support team via live chat. Before your account is closed, any pending withdrawals will be processed to your registered payment method. Any remaining balance after withdrawal processing will be forfeited if you have not requested a withdrawal within 30 days of submitting your account closure request.

Self-Exclusion

If you wish to close your account for responsible gaming reasons, afb77 offers a dedicated self-exclusion programme. Self-exclusion periods of 30 days, 90 days, six months, one year, or permanent exclusion are available. During a self-exclusion period, your account is fully locked and you will not receive any marketing communications from afb77. For full details, please refer to our Responsible Gaming page.